2019 PHBS – buyer characteristics1

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Understanding the Mortgage Interest Deduction

Mortgage interest paid on your principal residence is deductible today as it was in 1913 when 16th amendment allowed personal income tax.  The 2017 Tax Cut and Jobs Act reduced the maximum amount of acquisition debt from $1,000,000 to $750,000.
Acquisition debt is the amount of debt used to buy, build or improve a principal residence, […]

Think Before You Put It in the Disposer

Just because that convenient grinding machine in your drain is called a garbage disposer, that doesn’t mean you should treat it like your garbage can. There are many things that you should simply toss out instead of washing into your sink.
As a first rule of thumb, only put biodegradable things into the disposer. This […]

Black Friday Alternative

While the public is focused on Black Friday Sales and Christmas shopping, you can take advantages of the lower sales activity in the real estate market in the fourth quarter. 
It makes sense that most people have shifted their attention from home search to holidays which results in less people continuing to find the right […]

Happy Thanksgiving

We’re grateful throughout the year and especially at this time of the year, for all our friends who have trusted us with the purchase or sale of their home.Powered by WPeMatico

Title Insurance

Most people who have car, home and health insurance have probably made claims and wouldn’t consider being without it.  However, it might be difficult to find a homeowner who has made a claim on their title insurance which could lead a person to think that it may not be necessary. 
Title insurance covers the largest […]

Taking Equity from Your Home

A HELOC is a home equity line of credit that allows homeowners to borrow money using their home equity as collateral.   Once approved, the borrower can access the amount they need when they need it.  Some homeowners arrange for a HELOC to have an option available should funds be needed and will not owe interest […]

Common Homebuyer Mistakes

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Reconsider this advice for home buyers

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Liquid Drain Cleaners

Clogged drains may be a pain, but liquid drain cleaners are even worse. They’re no friend to the environment with their high toxicity levels that make them hazardous water pollutants. And their fumes are bad for air quality and unhealthy to inhale. Even if you plug your nose while you pour the stuff down the […]